5%
95%
of small businesses never reach $1M in revenue

You have revenue. You have momentum. You know exactly where you could take this business, if you had the capital and the right people behind you.
Our Purpose
Proven companies often outgrow small-business resources before they can access middle-market capital. We help them cross that gap.
Most Businesses Don't Scale
5%
95%
of small businesses never reach $1M in revenue
1%
99%
of small businesses never reach $10M in revenue
Who we can help
Established businesses with real revenue and momentum — already too big for small-business programs, but not yet able to reach middle-market capital.
Fortune 500-level advisors, real investor connections, and more than $2 billion in available capital across our network — proven across two markets.
Businesses served
Across Birmingham and Richmond cohorts
Went on to raise capital
$10M+ in total capital secured
New jobs created
Birmingham (71) + Richmond (66)
Markets
Greater Birmingham, AL and Greater Richmond, VA
This isn't a class or a coaching program. Through Beyond the Million℠ and Beyond the Middle℠ Capital Intensives, owners leave with investor-ready materials, qualified capital matches, and a concrete growth path.
Founders from our Birmingham and Richmond cohorts who raised capital, hired their teams, and grew their businesses.
Our Birmingham cohort is underway, and new cohorts and markets are in the works. Join our newsletter and we'll let you know the moment the next opportunity opens.
Our largest community
Foundations, banks, corporations, and individuals power every cohort — with more than one way to partner.
Real revenue and momentum? The 12-week Capital Intensive is built for you.
Lend executive-level expertise, or back the work directly.
Back capital-ready companies through dedicated SPVs.

Emily Halpern
President & Founder
Why The Capital Collective exists
25+ years in investment management focused on lower middle market companies and small businesses scaling toward the middle market. She brings investment strategy, capital networks, and hands-on experience moving founders forward.
25+
years in investment management
$200M+
deployed across CDFIs, SBICs & private equity
Previously
TGC Impact Fund · Brightwood Capital · JPMorgan Asset Management · RSM Private Equity
Backed by leading partners




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